TRADE FINANCE

Purchase Finance

Companies sometimes struggle to find the finance they need to meet firm sales orders. Either because of the cost of tooling, raw materials and manufacturing, or the need to hold large stocks that are drawn down over time, or at a particular seasonal buying-point.

By providing Trade Finance we at Asset Finance UK allow you to order your raw materials or goods for resale at better terms, and in the right quantities to let you negotiate effectively. These short-term loans provide the financing you need to make the most of your commercial opportunities.

  • Short-term finance to cover the cost of materials or goods for resale
  • Ideal for larger than usual orders and seasonal products that must be bought in advance
  • Guaranteed by the strength of your customers firm order
  • Normally will not affect your existing credit lines

More than solving cashflow problems

Whilst many of our clients look for Trade Finance to solve the cashflow issues, they also experience a number of spin-off benefits. In particular their ability to gain improved terms from suppliers, based on rapid payment and by placing larger than usual orders.

By demonstrating excellent liquidity to suppliers, they find that the suppliers want to do more business with them, and may even allow exclusive supply arrangements and help them gain a competitive advantage by doing so.

Asset Finance

We have a number of solutions that can be tailored to suit your requirements:

  • Plant and equipment with everything from earthmovers to blast furnaces.
  • Factory machinery including printing presses, production lines and woodworking machinery.
  • Commercial vehicles large and small from a single van to a fleet of articulated trucks.
  • Executive company cars covering the very best marques at extremely competitive rates.

Property Finance

We have a number of solutions across these four main areas:

  • Bridging Loans and Short Term Finance when you need to raise funds quickly.
  • Commercial Mortgages and Remortgages for all types of property.
  • Development Finance for new builds or major renovation work.
  • Loans secured on property for any business purpose and at competitive rates.

Invoice Discounting and Factoring

Invoice Discounting and Factoring are a means of improving your cashflow by obtaining funds secured on the strength of your sales ledger debts.

The average time taken for UK businesses is to get paid is 67 days. With Invoice Discounting or Factoring, you get up to 90% of each invoice value paid into your bank account immediately.