TRADE FINANCE

Import Finance

For most businesses importing requires greater financial reserves and flexibility than buying from a UK supplier. Rather than buying goods on credit as is usually the case in the UK, when importing you must often pay for the goods or make substantial deposits before delivery.

The deal you are able to make with your supplier will depend on the availability of funds, and can significantly affect the bottom line profit the transaction generates. At Asset Finance UK we have a range of options to help you with importing, and as a rule our packages won’t affect your existing credit lines.

  • Solve cashflow problems caused by foreign suppliers requiring payment in advance
  • Allows you to offer payment in full in advance as a negotiating tool
  • Demonstrates your liquidity to key suppliers
  • Won’t affect your existing credit lines
  • Easy to arrange

More than solving cashflow problems

Whilst many of our clients look for Import Finance to solve the cashflow issues, they also experience a number of spin-off benefits. In particular their ability to gain improved terms from suppliers, based on rapid payment and by placing larger than usual orders.

By demonstrating excellent liquidity to suppliers, they find that the suppliers want to do more business with them, and may even allow exclusive supply arrangements and help them gain a competitive advantage by doing so.

Asset Finance

We have a number of solutions that can be tailored to suit your requirements:

  • Plant and equipment with everything from earthmovers to blast furnaces.
  • Factory machinery including printing presses, production lines and woodworking machinery.
  • Commercial vehicles large and small from a single van to a fleet of articulated trucks.
  • Executive company cars covering the very best marques at extremely competitive rates.

Property Finance

We have a number of solutions across these four main areas:

  • Bridging Loans and Short Term Finance when you need to raise funds quickly.
  • Commercial Mortgages and Remortgages for all types of property.
  • Development Finance for new builds or major renovation work.
  • Loans secured on property for any business purpose and at competitive rates.

Invoice Discounting and Factoring

Invoice Discounting and Factoring are a means of improving your cashflow by obtaining funds secured on the strength of your sales ledger debts.

The average time taken for UK businesses is to get paid is 67 days. With Invoice Discounting or Factoring, you get up to 90% of each invoice value paid into your bank account immediately.